You need to have blessings and wisdom for both self-cultivation and benefiting others. Without blessings and wisdom, you can’t succeed in self-cultivation, let alone benefit others. We mundane people lack both blessings and wisdom, so we must rely on the loving kindness and compassion of the Buddha to bestow us blessings and wisdom so that we can succeed in self-cultivation and benefiting others. That being said, it won’t do if we do not work hard ourselves!